More ways to move your file forward.

Bring information from the three national credit bureaus into your mortgage workflow. Choose individual or joint tri-merge reports and the score configuration your lending partners require, with support for supplements and reissues.

Support an early borrower review with soft-pull prequalification reports and score options. Discuss the right report for your lending stage, then move into the mortgage reporting workflow when your file is ready.

Request credit supplements, documented updates, or rapid rescoring when a file needs additional attention. KCB helps with request preparation, supporting documents, and score-simulation options; a specific score improvement is not guaranteed.

Connect credit review with employment and income verification through The Work Number and Experian Verify options. KCB helps your team choose the available product, confirm fees, and complete account setup for ordering.

Request 4506-C tax transcript verification for mortgage income documentation, with one-, two-, and three-year request options. Get help confirming the forms, years, authorization requirements, and ordering workflow enabled for your account.

Support origination and post-closing reviews with credit refresh, soft-pull tri-merge, and undisclosed-debt notification options. KCB can help your quality-control team match the available product and account configuration to its review process.

Add SSA-89 Social Security verification, flood-zone determinations, automated valuations, and verification of deposit to your workflow. Discuss the products you need with KCB and confirm setup, ordering access, and applicable pricing.